Terms of Service

Last updated: August 22, 2026

Short version: EOBCheck checks your math and drafts a letter. It doesn't give legal, financial, or medical advice, and it doesn't guarantee any provider will respond or any dispute will succeed.

1. Acceptance of terms

By accessing or using EOBCheck (the "Service"), operated by [Your Business Name], you agree to these Terms of Service. If you do not agree, do not use the Service.

2. What the Service does

EOBCheck is a self-serve, browser-based tool that compares figures you enter from a medical bill, an insurance Explanation of Benefits (EOB), and optionally a Good Faith Estimate, and generates flags and an editable dispute-letter draft. All calculations run locally in your browser.

3. Not professional advice

The Service does not provide legal, financial, medical, insurance, or billing advice, and does not represent you in any dispute with a provider, insurer, or government agency. References to federal or state rules (including Good Faith Estimate and No Surprises Act thresholds) are general information that may change or may not apply to your specific circumstances. Consult a licensed attorney, patient advocate, or accountant for advice tailored to your situation.

4. No guarantee of outcome

Using a generated letter, checklist, or reconciliation report does not guarantee that a provider will adjust a bill, that a dispute will be accepted or resolved in your favor, or any other specific result.

5. Your responsibilities

You are responsible for the accuracy of the figures you enter and for reviewing any generated letter or checklist before sending or relying on it. Edit anything that does not reflect your situation before sending it to a provider or third party.

6. Paid tiers

Paid tiers (currently: Full Report and Complex Bill) are not yet available for purchase. Once enabled, pricing will be displayed on the site, purchases will be processed by a third-party payment processor and merchant of record, and all purchases will be subject to our Refund Policy. Prices are subject to change; the price shown at the time of purchase applies to that purchase.

7. Intellectual property

The design, text, and code of the Service are owned by [Your Business Name] except where third-party open-source components are used under their own licenses.

8. Disclaimer of warranties

The Service is provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to accuracy, fitness for a particular purpose, or non-infringement.

9. Limitation of liability

To the maximum extent permitted by law, [Your Business Name] is not liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Service, including any billing outcome, financial loss, or dispute result.

10. Termination

We may suspend, modify, or discontinue the Service, in whole or in part, at any time.

11. Governing law

These Terms are governed by the laws of [Your State/Country], without regard to conflict-of-law principles.

12. Changes to these terms

We may update these Terms from time to time. The "Last updated" date above reflects the most recent revision. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Contact

Questions about these Terms: [your-support-email]